Who We Are

Association of Moraine Communities (AMC) = Community Association (CA) 

Ambleton Owners Association (AOA) = Homeowners Association (HOA)

Community Associations (CAs) and Homeowners Associations (HOAs) both support neighbourhoods, but they operate very differently. Here’s how they compare:

• Community Association (CA):
  Membership is voluntary. Anyone who lives in the community can choose to join and support neighbourhood programs.
   
• Homeowners Association (HOA):
  Membership is mandatory for residents living in an HOA-governed development. Homeowners automatically become members when they buy a property in the area.
   

• CA:
  Membership fees are optional and help support events, programs, and community initiatives.
   
• HOA:
  Fees are required and typically paid monthly or annually to cover maintenance and shared services.
   

• CA:
  Focuses on community-building—programs, events, advocacy, neighbourhood planning, and recreational activities.
   
• HOA:
  Handles property-related responsibilities, such as lawn care of shared areas, snow removal, architectural controls, and enforcing neighbourhood rules.
   

• CA:
  CAs do not enforce property rules. Participation is voluntary, and there are no penalties for non-members.
   
• HOA:
  HOAs can create and enforce rules (e.g., property appearance, exterior changes) and may issue fines for violations.
   

• CA:
  Run as a non-profit organization, typically by elected volunteers from the community.
   
• HOA:
  Operates as a legal governing body for a specific development, with the authority to enforce covenants, conditions, and restrictions (CCRs).